Will You Like To Receive Update Immediately We Publish? 
Home Loan App Kiakia Loan App – Everything You Need To Know About Kiakia Loan

Kiakia Loan App – Everything You Need To Know About Kiakia Loan

kiakia loan app

Kiakia loan app is a mobile application for investment services offered by kiakia.co and in this guide, I am going to reveal all you need to know about the app and how Kiakia loan works.

In our previous guide, I provide you with the detailed information on how to apply for a loan on carbon loan app and today, I have decided to reveal all you need to know about Kiakia loan, especially it’s mobile application.

About Kiakia

KiaKia is the leading and one of the best Peer-to-Peer lending investment platform in Nigeria (Inclusive Finance Conference and Awards, 2019)

KiaKia as a licensed lender originates, books, structures, facilitates and funds secured personal and business loans of between N10,000 and N100,000,000 and tenures ranging from 30 days to 24 months via its online platform.

To achieve this, the platform essentially do what the banks do with less bureaucracy and administrative encumbrances. By lending out people’s funds, kiakia believe that your money should work for you instead of someone else. This is in a bid to be sure that you get all the benefits that you supposed to getting from your untouched savings.

In 2017, kiakia launched the KiaKia P2P on a principle, where a peer-to-peer product is made available to aggregate funds of those who have money to invest and lent it out to those who want to borrow it. The platform may not offer the lounge service and marble foyer of your bank, but it exist for people who want rewarding investments. Or a competitive and speedy loan that respects the time value of money for entrepreneurs.

On the platform, you can provide any specific amount of money as capital which KiaKia uses to fund individuals and businesses to earn interests or share profits. With as little as N50,000 and as high as N2,500,000, you can earn as much as 36% interest depending the tenure you selected during the agreement. You can also share profits from the earnings of businesses in selected industries.

READ ALSO  iMoney Loan App APK - How It Works, Customer Care Number & Review

Kiakia loan service and investment

With over N7,800,000,000 successfully lent out through KiaKia P2P with capital provided by individuals across the world, you can be one of those who put their money to good use in order to grow without any risk of losing it as a result of the security that backs all transactions.

The App is safe and secure to an extent and in this case, users do not need to make withdrawal of interest or profit requests as interests or profits and capital are automatically credited to accounts on file.

KiaKia P2P is not a loans, savings or payment processing service. Funds for loans provided are lent out for individuals and businesses carefully profiled by KiaKia for interest and profit sharing.

There are no processing fees nor hidden charges. What you see is what you get with Kiakia loan.

Kiakia loan interest rate

As I always lay emphasis on this part and continue to do it, the interest rate of a loan service should be your first priority whenever you’re looking forward to obtain a loan from any loan app in Nigeria. In this section, I am going to provide you with the detailed breakdown of the Kiakia loan interest rate and how it’s being calculated.

On Kiakia loan app, interest rate for personal loans is 15% per month.

Minimum loan tenure of 30 days and maximum of 90 days.

Kiakia loan Annual Percentage Rate (APR) is maximum at 180%.

How Kiakia loan interest rate is being calculated

Let say for example, you request for a loan of ₦50,000 with a tenure of 30 days at 15% interest rate, the loan has a repayment sum of ₦58,300 where ₦50,000 is the loan principal, ₦7,500 is the interest charged at 15% and ₦800 is the applicable fee charged on the loan.

Kiakia loan registration

To register on the platform, simply go to https://www.kiakia.co and click on the get a loan button, on the next screen, select create account from the option menu, you will be asked if you want to register as a lender or borrower.

READ ALSO  Blackcopper Loan App - How To Apply, Repay, Interest Rate & Contacts

If you want to register in order to apply for a loan, select borrower.

If you want to register so as to fund a loan(investment) select lender.

Once you choose an option between the borrower and lender, you will be asked to provide your email address, enter a valid email address and an OTP will be sent to the email address. Enter the OTP to complete your registration.

how to apply for a loan on kiakia loan app

How to apply for a loan on Kiakia loan

To apply for a loan on Kiakia loan, all you have to do is to visit https://www.kiakia.co and scroll down a little, you will see a button labeled with “get a loan”. Click on the get a loan button and you will see a Chatbot Menu, click on get a loan again.

You will be asked for your email address, provide the email address you used for your registration and follow the prompts to complete the submission of your loan application.

How to repay Kiakia loan

To repay a loan on Kiakia platform, all you have to do is to visit the kikia website and click on get a loan, on the next menu option, locate the loan repayment option and click on it. Follow the prompts to comply the loan repayment.

Kiakia loan app

Kikia P2P is the only Mobil application that is available for the play as at the moment if writing this guide and the app only allows you to fund a loan. The only medium with which you can apply for a Loan on the Kiakia loan platform still remains the platform website.

How Kiakia loan app works

The KiaKia Peer-to-Peer App is a platform where ordinary individuals above 18 years of age with legitimate means of income can fund secured and unsecured loans originated and booked by Kia Kia platform Kiakia.co and earn quarterly, bi-annual and annual interest rates on the funds.

The platform is committed to being the Nigeria’s safest and most liquid peer to-peer platform.

Kiakia loan app download

Having gone through the detailed information about the Kiakia app and how it works, the next thing is to get the app installed on your mobile phone and on this section, I am going to provide you with the direct link to download the app from play store.

READ ALSO  Prosper Loans - How To Apply And Interest Rate (2024 Personal Loan Review)

Name                                           Kiakia loan app

Size                                             10MB

Version                                         Latest Version

Service                                         P2P investment

Download Kiakia P2P app

Kiakia loan APK

In this section, I am going to provide you with the direct link to download the Kiakia loan APK and the detailed information on how to get it installed on your mobile phone.

Name                                           Kiakia loan APK

Size                                              10MB

Version                                         Latest Version

Service                                         P2P investment

Download Kiakia loan APK

How to install Kiakia APK

To get the APK file installed on your mobile phone, simply download the file provided above and allow the download process to complete.

Open your phone gallery and navigate to the download folder, open the download folder and locate the file you download above, click to open it and an install button will appear. Click on the install button and allow the installation process to complete.

Conclusion: Kiakia loan app is a mobile application for kiakia.co and it allows you to fund a loan and as well monitor your funded loan(investment). With the detailed information provided in this guide, I am sure that you should have fully understand how the app works and how to make use of it’s product and services.


How to apply for a loan and repay on newcredit

How to apply for a loan and repay on palmcredit

How to apply for a loan and repay on aella credit




Please enter your comment!
Please enter your name here