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Home Loan App True Naira Loan App – Truenaira Review And How It Works

True Naira Loan App – Truenaira Review And How It Works

True naira loan app is a personal loan application that allows individuals to apply for a loan online and get paid to their Nigeria bank account without any for of stress, collateral or paper work.

Today, I have gathered all you need to w about the truenaira loan app and I will be touching every sensitive part of the app, allowing you to fully understand how the app works and how to use it without any difficulties.

In this guide, you’re going to be provided with the detailed information on how to apply for a loan on true naira loan app, how to repay, how to register, login and the requirements for getting a loan from truenaira loan app. Above all, you’re going to be provided with the true naira loan customer care number, so as to have the opportunity to contact them directly if you encounter any issue while using the app.

About true naira loan app

TrueNaira loan app allows you to apply for a loan at the comfort of your home whenever you need. With just your Mobil phone, you will be able to apply for a loan and get paid to your Nigeria bank account.

However, you should fully understand that the app offers a loan and you’re expected to pay back with interest within a specific period of time. The detailed information about the truenaira loan interest rate will be revealed to you in this guide and you will be able to determine whether to continue or zoom off.

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True naira loan interest rate

The online loan app offers loan amount that ranges between ₦ 2000 to ₦ 50,000 with loan term that ranges between 91 to 365 days. The loan term is the time taken to pay back a loan.

The annual truenaira Interest rate is 16% -21%

Service Fee: 0

How TrueNaira loan interest rate is being calculated

On the loan app, if you choose a 6-month loan and borrow ₦1,000, TrueNaira charges an interest rate of 1.3% per month. And the interest rate is 7.9%, we would charge you ₦79 as interest of 6-month repayment period. Total amount of repayment is ₦1,079, monthly payment is ₦179.

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Requirements for TrueNaira loan app

To get a loan on true naira loan app, you must meet up with some requirements and I will reveal the requirements in this section.

Below are the requirements for true naira loan app:

1. You must be a Nigerian and reside in Nigeria.

2. Your age must be of 20 to 60 years old.

3. You must have a valid source of income.

4. You should provide a valid bank account with considerable amount of credit and debit transactions.

5. And last but not the least, you must provide them with a valid information during your registration.

All are the requirements above are what will be put into consideration to determine your credit score and Know the amount of loan you will be able to take without issue.

truenaira loan app Registration

True naira loan app registration

To register on true naira loan app, all you have to do is to download the app and install it on your mobile phone, open the app and agree to the app terms of service.

Enter your phone number and click on the get code button, a code will be sent to the provided phone number, enter the code and proceed to set a four digits password. Once done, click on the register button . Make sure that the number you entered is the one attached to your bank verification number.

Truenaira loan login

To login to your true naira loan app account, all you have to do is to open the app and you will be redirected to your account dashboard if your login session hasn’t expired.

If your login session has expired, you will see two boxes once you open the app, one for your registered phone number and the other for your four digit code. Enter your phone but and the four digits password, you will regain access to your account immediately.

In some cases, you might only be asked for your four digit password, simply enter it and you will be taken to your account dashboard immediately.

How to apply for a loan on true naira loan app

To apply for a loan on TrueNaira loan app, all you have to do is to open the app and submit your basic Information. This is required for the first timer only.

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Make sure you provide valid information during this process as it’s what determines whether you will be able to take a loan or not.

Once you done with the basic information, you can now submit your first loan. Application and once it’s being approved, the loan will be sent directly to your Nigeria bank account.

How to repay loan on TrueNaira loan app

To repay your loan on the app, all you have to do is to open the app and navigate to the loan area, you will see the details of your loan, the due date and the payback amount. Simply click on the repay button.

Once you click on the repay button, you will be redirected to the app payment methods, select the payment method that is convenient for you and follow the prompts to complete the repayment process.

True naira loan app APK download

The app itself is the basic requirement, you must have the app installed on your phone to be ably to implement all the information that has been revealed so far. In this section, I am going to provide you with the TrueNaira loan app APK with the detailed information on how to get the app installed on your mobile phone.


Name                                    True naira loan app APK


Size                                        7MB


Version                                   Latest Version


Service                                    Loan Provider


Download TrueNaira loan app APK


How to install the TrueNaira loan APK

To get the true naira loan APK installed on your mobile phone, simply download the APK file provided above. Once yoh have download it, open your phone gallery and navigate to the download folder.

Locate the file you download above and click to open it, an install button will appear, click on the button to install the app.

Truenaira loan app download

In this section, I am going to you with the direct link to download the app from Google play store, should in case you’re not ok with the APK version, you are going to be able to download it from play store as well.

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Name                                True naira loan app


Size                                     7MB


Version                              Latest Version


Download TrueNaira loan app from play store


True naira loan customer care number

If you have any issue with the app, it’s product or any of it’s services, the best thing is to contact the app customer care service and to make that easier for you. Below are the available means with which you can get in touch with the TrueNaira customer service.

Message TrueNaira on WhatsApp : +234 7048057921

Office Address: Lekki, Lagos, Nigeria

true naira loan review

Truenaira loan review

True naira loan app has gotten more than 100,000 downloads since it’s lunched to the present moment and has 4.6 overall rating on Google play store

The above brief overview shows that the app is good at what it does and if your credit score is good enough, you will be able to get a loan if up to 200,000 without the need of collateral or any paperwork.

However, the app tends to give most of it’s user’s just 7days to repay their loan, this implies that most of the borrower were only given a loan with just 7days loan term with a very high interest rate that is not in accordance with what they have in their page. This is a major red flag and you should be cautious why try to take loan from the app.

Conclusion: True naira loan app is a personal loan app in Nigeria that helps individuals with online loan that doesn’t requires any paperwork and with the detailed information revealed in this guide, you should have fully understand how the TrueNaira loan app works and how to access it’s product and services.


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