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9credit Loan App Download – How To Apply, Repay, And All You Need To Know

9credit loan app

9credit loan app is one of the Nigeria loan app, which allows individuals to apply for a loan online with the use of their Mobile phone alone. No need for collateral, paperwork or physical appearance of any means.

In our previous guide, I revealed in details, all you need to know about okash loan app and today, I am going to provide you with all you need to know about 9credit loan app, how it works, interest rate, how to apply for 9credit loan, how to Repay 9credit loan and everything you need to know about the app

What is 9credit loan app

9Credit is Nigeria’s leading digital lending mobile based personal loans platform that allows you to register for free and apply for a loan of up to one hundred thousand naira without the need of collateral or paperwork.

9Credit is a product of online loan service, registered under Nigeria law. The app aim to meet customer’s financial needs for various requirements ranging from purchase of mobile phones, medical needs, bill payments and lots more.

9credit loan interest rate

In this section, I will provide you with the detailed information about the 9credit loan interest rate so as to let you know what you’re about to Sign up for and the interest rate you should be expecting on each of your loan application.

However, the calculation that will be contained in this section is a basic and 9credit standard interest rate, you should endeavor to check the applied interest rate when you’re about to confirm you loan application, as the interest rate might varies, depending on the amount you want to borrow and the duration of the loan.

Breakdown of the 9credit loan offer:

Loan Amount: The amount of loan you can get from the app ranges from NGN 3,000 to NGN 100,000.

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Tenure: The loan payback duration that you can select ranges from 62 to 120 days.

Interest Rate: 0.07% per day (25.55% per annum);

Processing Fee: Ranges from NGN 90 ~ NGN 2,000 for one-time charge, which depends on the loan amount and the application details;

GST: 18% of the Processing Fee in accordance with the policy and laws;

APR: Up to 74.2% (Annual Percentage Rate including Interest, Processing Fee and GST);

How 9credit loan interest rate is being calculated

For a 62-day loan of NGN10,000 for 2 months with interest rate @25.55% per annum, Interest = NGN10,000 × 25.55% / 365 × 62 = NGN434, Processing Fee = NGN620 GST = NGN620 × 18% = NGN111.6.

The total amount to be paid = Loan Amount + Interest + Processing Fee + GST = NGN10,000 + NGN 434 + NGN 620 + NGN 111.6 = NGN 11,165.6.

APR = (NGN 11,165.6 – NGN 10,000) / NGN 10,000 / 62 * 365 = 68.62%.

9credit loan requirements

For you to be eligible for a loan on 9credit, there are some things that should be put in places and this are tagged as the requirements. Having the requirements will increase your chances of getting a loan approval after your registration on the 9credit loan app.

Take note of the requirements below;

  • You must be a Nigerian and reside in Nigeria. The app is strictly for Nigeria citizens.
  • Valid and considerable source of income.
  • Always provide valid information during the registration.
  • Use a bank account that have considerable number of credit and debit transactions in the past few months.
  • You must be of 18-56 years old to be eligible for a loan on the platform.

9credit loan app Registration

9credit Loan registration – How to register on 9credit loan app

To register on the 9credit loan app, simply download the app from the download section of this guide and install it on your mobile phone.

Open the app and click on the continue button, some access permission will be requested, click on allow for all to proceed to the registration page. You will see get quota button, click on it and on the next page, you will see where to enter your phone number.

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An OTP will be sent to the provided phone number, enter the OTP into the provided box and click on the get verification code button. You will be redirected to your dashboard and you can continue with the information registration.

How to apply for a loan on 9credit

Once you complete your registration and provide the app with your basic information, select the product you would like to apply for and fill out the contents, then submit the application.

After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved.

On e your loan application is being approved, you will be asked to provide your consent to the loan application, provide the consent with the loan agreement after the approval and after the confirmation of the loan agreement, the approved loan amount will be disbursed in the account and a SMS notification will be sent.

How to repay 9credit loan

To repay 9credit loan, all you have to do is to login to your 9credit loan account and navigate to the loan area, you will see your loan due date and the outstanding amount. Click on the repay button.

You will be taken to the app repayment page, select the payment method that is best and convenient for you. Follow the on-screen prompts to complete the repayment.

9credit loan app download

9credit Loan app download

Having gone through the detailed information about the app and fully understand how the app works and how to use it’s product and services, the next thing is to get the app installed on your mobile phone for futher exploration.

In this section, I will provide you with the direct link to download the app directly from Google play store.

Name.                                             9credit loan app

Size                                                20MB

Version                                            Latest Version

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Service                                            Loan Provider

Download 9credit loan app from Google play store

9credit loan APK

In This section, I will provide you with the 9credit loan APK with the detailed instructions on how to get it installed on your mobile phone.

Name                                             9credit loan APK

Size                                               20MB

Version                                           Latest Version

Service                                           Loan Provider

Download 9credit loan APK

How to install 9credit loan APK

Simply download the APK file via the link provided above, once the download process is complete, open your phone gallery and navigate to the download folder.

Locate the file you just download above and click to open it, you will see an install button, click on it to get the all installed. Wait for the installation process to complete and you can start using the app once the installation process is complete.

9credit Customer care number

If you have any issue with that, the best way to get it resolved is to contact the 9credit loan customer and the issue will be resolved as soon as possible. Below are the all possible means with which you can get fin touch with the 9credit loan customer care;

9credit Customer Service Email: [email protected]

9credit loan office Address: lawal street, oregun, ikeja, Nigeria.

Conclusion: 9credit loan app makes it easier for all Nigerians to apply for a loan without collateral, paperwork or physical appearance of any means. With the detailed information provided in this guide, I am sure that you will be able to access all the app product and services without any form of issue.


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