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Home Loan App Naira Land Loan App – How To Download, Apply, Repay, Contacts

Naira Land Loan App – How To Download, Apply, Repay, Contacts

Naira Land Loan App Download

Naira land loan app is one of the numerous online loan application in Nigeria and in this guide, I am going to provide you with all you need to know about the app and how to make use of it without any form of interruption.

In our previous guide, I revealed all you need to know about Lendcash loan app to you, and today, our main focus is on Naira Land loan app and trust me, you’re going to find all you need to know about the app in this guide.

About Naira Land Loan App

Naira land loan app as it’s name implies is an application that provides individuals with the opportunity to get instant loan Without the need of any documents or collateral.

You can borrow money from the app at the comfort of your room and repay the money with the accumulated interest on its due date. On the Nairaland loan app, once your loan application has been approved, the money you request for, will be sent to your bank account within a very short period of time.

Naira Land Loan Interest Rate

The duration for all loan options that are available on Naira Land app ranges from 91 days to 365 days and you have the opportunity to take a loan of loan of NGN 2,000 and up to NGN 200,000 at a go.

The maximum Annual Percentage Rate (APR) is 36% and the origination fee is always between 1% to 9%.

How Nairaland Loan Interest Rate Is Calculated

For example, if a customer borrows ₦10,000 for 365 days (12 months), the APR is 20% and the origination fee is 5%.

The customer will be charged with a total of ₦ 10,000 × 20% = ₦ 2,000 as interest of 365 days. Repayment period and ₦ 10,000 × 5% = ₦ 500 as origination fee.

Total amount of repayment is ₦10,000 + ₦2,000 + ₦500= ₦12,500. This implies that that the interest on a ten thousand naira loan for the duration of 365days is two thousand naira as the repayment period is for 12 months.

Monthly repayment is ₦10,000/12+ ₦10,000*20%/12 + ₦10,000*5%/12= ₦1041.67

Naira Land Loan Requirements

There are some requirements you must meet before being able to take a loan from Naira Land loan as not everyone that submit the loan application will be able to qualify for a loan after the appropriate review.

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When you signed up for an account on Nairaland loan app, you will apply for a loan by submitting the loan application and the app Review team will decide if you’re qualify or not.

To make the process smooth and easier for you, we have compile the requirements that will be put into consideration during your loan application review and if having known the requirements, you’re 10 points ahead of those that didn’t.

Below are the requirements that determines your loan approval on the app:

  • The app is for Nigerians alone and in this case, you must be a Nigerian and reside in Nigeria.
  • You must be of 18 years old and above.
  • Have a good source of income as this will determines the amount of loan you will qualify for and be able to pay back on its due date without issue.
  • A smart phone to download, install band operate the app.
  • Valid basic information: During your loan application, you will be asked for your basic information, this includes you name, home address, job title and other related information, make sure you provide a valid Information at that point.
  • Your Bank verification number: This is common to all online loan apps, before you can use them, you must have and be ready to provide your BVN as this is the only means for them to verify if the information you have provide for them are valid.

Naira Land Loan App Registration

How To Register On Naira Land Loan App

This is the first step in getting a loan from Naira Land and to access the naira land loan registration, all you have to do is to download and install Naira land app on your mobile phone.

Open the app and you will be taken to the app policy page directly, read the policy and click on the agree box, then click on continue.

Naira Land Loan App Permissions

The app will request for permission to access some area of your phone, click on allow for Lal permission or else, you won’t be able to access the app. The permission required includes:


  • Ability to read calendar events and details.
  • Access to all activities recorded on your phone calendar and others.


  • Ability to take pictures and videos.


  • Ability to read your contacts
  • Find accounts on the device


  • access precise location (GPS and network-based)
  • access approximate location (network-based)


  • Ability to read phone status and identity


  • Ability to read your text messages (SMS or MMS) and
  • Ability receive text messages (SMS)


  • This will grant the app an access to modify or delete the contents of your SD card and also
  • Read the contents of your SD card
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Other Access Includes

  • The ability to connect and disconnect from Wi-Fi
  • run at startup
  • have full network access and view network connections
  • prevent phone from sleeping and as well Play Install Referrer API
  • View Wi-Fi connections and the last but not the least
  • Receive data from Internet

Naira Land Loan App Registration Completion

Once you accept to grant the app access to all permission required, you will be taken to the app home page directly. Simply click on the my account button at the bottom of the app and select my information, or click on the apply loan button from the app homepage.

You will be taken to where your phone number will be requested for, provide you valid phone number but don’t include the first zero, an OTP will be sent to the provided phone number.

Check your phone message box for the six digits code and enter it into the box provided, you have signed up successfully and you will be taken to your Naira Land Loan Account dashboard.

Simply click on my account button again and this time around, click on my informations, you will be taken to a page where you will see two options, one for basic information and the other for bank verification number respectively.

Click anyone of your choice first, provide all the required information and come back to the second option to do same. At this point, you have complete your Naira Land Loan registration successfully and eligible to apply for a loan.

Naira Land Loan App Login

To login to your naira land loan app, simply open the app and you will be taken to your account dashboard if your login session hasn’t expired.

If your login session has expired, you will see a box for phone number, input your registered phone number and proceed to login to your account.

how to apply for a loan on Naira Land Loan App

How To Apply For A Loan On Naira Land Loan App

To Apply for a loan on the app, make sure you follow the instructions provided in the requirements section of this guide, login to your account and you will see apply now button, click on the apply now.

Select the amount you want and the duration of the loan. Submit the application and wait for the review yo complete. If it’s approved, the money will be sent to your bank account immediately.

Naira Land Loan Repayment

To repay your loan on the app, simply login to the app and go to the loan section of the app, you will see the breakdown of your loan due date and the amount you be repaid.

Click on the repay button and you will be taken to the app payment page, select the payment method that is best and convenient for you. Proceed to complete the Repayment via your chosen payment method.

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Naira Land Loan APK Download

As it’s has been stated that the naira land loan app download will also be included in this guide and having gone through the detailed information provided above, the next thing is to get the app downloaded to your phone and get started with the app.

Below is the APK version of the file:

Name                               Naira Land Loan APK

Size                                   10MB

Version                             Latest Version

Service                              Online Loan Provider

Download Naira Land Loan APK

How To Install Naira Land Loan APK

To install the APK file you just download above, simply go to your phone gallery and locate the download folder.

Open the download folder and locate the file you downloaded above, click on it and click bon the install button to complete the installation process.

Naira Land Loan App Download

Having provided the APK version of the app above, we will be providing you with the link to download the app directly from play store in this section and if you’re not ok with the APK version, you will be able to download the app directly from play store.

This is to make sure you’re able to get the app downloaded to your phone without nay problem if you have interest in the app.

Name                                  Naira Land Loan App

Size                                     10MB

Version                                Latest Version

Service                                 Online Loan Provider

Download Naira Land Loan App From Playstore

Naira Land Loan Customer Care Number

If you have any issue with the app, be it during the registration, loan application or loan repayment, the best thing is to contact the app customer Care and they will be able to provide you with the best solution to which ever problem you’re having with the app.

In this section, I will provide you with all available means to get in touch with that Nairaland loan customer care representatives.

Contact Number: +234 8187130110

WhatsApp: +234 9136097403

Email: [email protected]

Facebook: @nairalandapp

Instagram: @nairalandapp

Twitter: @nairalandapp

Conclusion: Naira Land Loan App is a mobile loan application that allows you to take a quick loan at anywhere you’re without collateral or nay form of documents.

With the information provided in this guide, you should have understand fully, how the app works and how you can have access to all the services provided by the app.

However, if you must take a loan from the app, make sure you repay on time and always make use of online payment method during your loan repayment as the offline methods might tends to give you a lot of problem and makes the Repayment very complicated for you.



    • Kindly contact the platform in question, this is not the platform that Grant you loan nor have any relationship with the platform that grants you the loan.



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