iMoney loan app is a mobile application that promised to provide fast and reliable loan for individuals without any form of stress. With your mobile phone, you will be able to apply for a loan of up to N500,000 depending on what you intends to do with the loan and how active your credit score is.
Today, I have decided to reveal all you need to know about the iMoney loan APK, how it works, how to apply for a loan on the app, how to repay, the customer care representative number and all other information you need to know about the app and it’s services.
About iMoney loan app
iMoney is a loan provider in Nigeria, which gives all Nigerians above the age of 18, the opportunity to apply for personal loan and payback later with interest.
iMoney loan app makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score, which is going to determine the amount of loan you will be able to get with considerate assurance that you will be able to pay it back.
iMoney encrypt the data you choose to share with them as a borrower to protect your privacy. The app promised to take your privacy very seriously and promise to never share your information with third parties.
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iMoney loan interest rate
As I have always said, it’s very important for you to know the interest rate of any loan app, so as to fully understand what you’re about to sign up for. In this section, I am going to provide you with the iMoney loan app interest rate and how it is being calculated.
The loan offers that bare Available on iMoney ranges from ₦5,000 to ₦500,000 with the shortest loan term of 91 days and the longest loan term of 180 days.
Interest rate: 12% – 36%APR
Service Fee: 0%
How iMoney loan interest rate is being calculated
If you request for a loan of ₦5,000 and the loan term is 180days, and the Interest rate is 18%, the total Interest will be ₦5,000 × 18% = ₦900. And the total repayment amount will be ₦5,000 + ₦900 = ₦5900.
Requirements for iMoney loan
These are you must possess to have easy access to a loan on the app, the more your meet up with the requirements, the more are your chances of getting your loan application approved immediately. Below shows the requirements for iMoney loan;
1. You must be a Nigerian citizen and reside in Nigeria.
2. Your age must be 18years and above.
3. You must have a valid Nigeria bank account with considerable transactions.
4. You must provide your valid Information during registration, this will make it easier for the platform to calculate your credit score and determine the amount of loan you can get for a start.
iMoney loan registration
To register on iMoney loan app, all you have to do is to download the app from the download section of this guide, open the app and swipe all introduction to right, you will see next button, click on it and allow all permission requested by the app.
You will see a rectangular box provided for your phone number, enter your valid phone number and click on continue. You will receive a call on the number provided, pick the call and listen to the code that will be pronounced, use the code to verify your phone number and you will be taken to the app Dashboard.
Your Basic information will be requested for, provide them with valid information and once you complete this process, the maximum amount of loan you can apply for at that moment will be displayed to you.
How to apply for a loan on iMoney loan app
To apply for a loan on the app, simply open the app and on your dashboard, you will see available amount with apply now button, click on the apply now button, select the amount you want to borrow and the loan tenor.
Submit the loan application and wait for approval, once the loan is being Approved, the money will be sent to your added bank account and the repayment date will start counting down.
iMoney loan APK Download
Now that you have fully understand how the app works and expecially, how to register and request for a loan, the next thing is to get the app downloaded, Install it on your mobile phone and follow the registration instructions to register on the app and start using it.
In this section, I am going to provide you with the direct link to download the iMoney loan APK and detailed information on how to get the APK file installed on your mobile phone.
Name iMoney loan APK
Version Latest Version
Service Loan Provider
How to install iMoney loan APK
To Install the APK file, all you have to do is to download the file, open your phone gallery and navigate to the download folder, open the download folder and locate the file you Download above.
Click on the file and you will see an install option, click on the Install and wait for the installation process to complete. You can now open the app and start using it.
iMoney loan app download
In this section, I am going to provide you with the direct link to download the app from the Google play store .
Name iMoney loan app
Version Latest Version
How to login to iMoney loan account
To login to your account, all you have to do is to open the app and you will be taken to your account dashboard immediately if your login session hasn’t expired.
If your login session has expired, simply enter your phone number and the password you set during the registration, you will be taken to your dashboard immediately.
iMoney loan app review
iMoney is one of the best Lona provider in Nigeria that makes loan applications easier for people and so far, the app has gotten more than 1,000,000 downloads on play store with total star rating of 4.3.
This is a significant indications that the app is good at what it does to some extent and you will be able to get quick loan if your credit score is ok.
However, you should always make sure to pay back your loan before the due date, so as to avert embarrassment from their agents.
iMoney customer care number
If you have any issue with the app, the best solution is to contact the customer care representative and you will get the appropriate resolution to whichever problem you are having on the app. Below are the medium you can use to get in touch with the iMoney loan customer care service.
Facebook page: https://www.facebook.com/pg/iMoneytech
Email: [email protected]
Address: (SAPETRO) TOWERS 1, ADEOLA ODEKU STREET, VICTORIA ISLAND LAGOS.(Lagos, LAGOS)
Conclusion: iMoney loan app allows you to take a personal loan with just your phone number, without the need of collateral or any form of documents. With the information provided in this guide, you should fully understand how the app works and how to make use of it without stress.