Aella loan app is a mobile loan application that offer more than lending, it extent it’s operations to Bill payment, wealth management, lifestyle service and lots more, giving you the opportunity to access more than one service all in one place.
In our previous guide, I give you the detailed explanation on how fairmoney loan app works and today, I will be providing you with all the detailed information you need to know about the aella credit loan app, ranging from how it works, the services offered by the all and how to have free access to all it’s services.
What is Aella credit loan app
Aella Credit loan app is a quick and easy loans and bill payments solutions, it’s one of the best mobile loan provider in Nigeria and allow it’s user’s to request for a loan without collateral or physical appearance at any of it’s offices.
Aella is a fintech company built to simplify instant credit and payment solutions for emerging markets. Aella credit have designed products that build financial independence for it’s customers such as loans, investments, bill payments, micro-insurance plans, and money transfers. All of these at the snap of your fingers.
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Features of Aella credit app
As it has been stated in the previous part of this guide, the app is a multiple functional app and gives you the opportunity to access different features on the same app. In this section, I am going to provide you with all the services you can access on the app and detailed information about each of the services.
Aella app allows you to pay for bills at no extra charges and this is one of the amazing feature of the app. Once you open your aella credit app, you will be ably to see the bill payment options and upon clicking on it, you will be able to follow the prompts to complete the necessary transactions.
Aella Pay make bill payments easy, allows you to pay for airtime (Glo, MTN, Etisalat, 9Mobile), Power (EKEDC & IKEDC), Internet Data, Transfers and others at no extra cost.
The app provide an health insurance services and it’s named as Aella care. With this feature, you will be able to create an health insurance plan that offer you the access to affordable and quality healthcare. All this with just two thousand naira.
With the aella Care, you will have access to physiotherapy sessions, accidents and emergencies, prescribed medicine and drugs and lots more.
Having health insurance sometimes feels like a long process but with Aella Care, you will get a simple, quick and easy process that helps you to get very affordable health care plans, convenient access to hospitals and drug prescriptions across Nigeria.
This feature is what makes the app to serve as mobile/digital wallet and with this feature, you will be able to transfer money to different banks in Nigeria.
This is another features of the app, it allows you to save money and get interest on a monthly basis. To access this, simply login to your aella credit account, click on service and select wallet interest. You will see your savings and the accrued interest.
You can buy Airtime on the app with just single click, all you have to do is to login to the Aella credit loan app and click on the service button at the bottom of the app, click on buy Airtime and you will be asked to select network.
Select the network of the line you intend to recharge and proceed to enter the number you want to recharge, once you are done entering the number click on the buy Airtime button and the airtime will be sent to you immediately.
This is assumed to be the principal reason why you’re here, the aella credit app offers quick and affordable loan, it allows you take submit loan application and get paid to your Nigeria bank account without the need of collateral or paperwork.
It provides quick and easy access to loans in 5mins. You can grow your credit score and increase your credit limit by prompt repayments, with no paper documentation. All you need is your basic information, BVN, and a smartphone (iOS or Android).
Aella credit loan interest rate and fees
Interest is inevitable when it comes to loan application, it’s a factor that commons to a loan. Apps, the only difference is that one might be higher than the other. In this section, I will provide you the interest rate of the Aella loan app
Aella loan ranges from ₦1,500 to ₦1,000,000 with a tenor of 60 days to 180 days. The monthly interest rate ranges from 2% – 20% and APR from 22% – 264%/annum.
Aella Loan offer:
Loan Amount (Principal Range): ₦1,500 to ₦1,000,000
APRs: 22% to 264%
Monthly interest: 1.5% to 22%
How Aella credit loan interest rate is being calculated
On this app, a loan of ₦30,000, has a fee of ₦6,000. No late penalty and no hidden charges.
As a borrower, if you request for a loan of ₦30,000 and get approval, you will pay back ₦30,000(principal)+ ₦6,000(flat fee) = ₦36,000 total.
You have an option of choosing your loan amount and repayment tenor, you have an option of minimum of 60 days.
Aella loan app registration – How to register on Aella credit loan app
To register on Aella loan app, all you have to do is to download the app from the download section of this guide, open the app and allow all the permission requested.
Click on sign up and provide all the information required, ranging from your first name, last name, email address, phone number and password. Once you provide an the required information, click on the sign up button and check your email address for confirmation Email to confirm your registered email and gain access to your account.
How to Apply for Aella loan
To apply for a loan on Aella loan app, simply login to your aella account and click on the service button at the bottom of the app. Click on get loan. Make sure you have complete your profile and upload a profile image.
Follow the prompts to enter the amount of loan you are willing to take, choose a loan term and submit your loan application for further review. Once your loan application is being approved, you will get the money credited to your account and can now transfer it to your favorite bank account. You can also tell them to send the loan to your bank account directly.
How to repay Aella loan
To repay aella loan, all you have to do is to login to your Aella credit loan app, click on the service button at the bottom of the app and navigate to the loan area of the app. Click on the repayment option.
You will be taken to the app repayment page, select your preferred payment method and follow the prompts to complete your repayment.
Why Aella App?
It provides you with quick and easy loans of up to N1,000,000 without any form of delay. No late fees
Up to 30% interest cut on early repayment
No agency/convenience fees for any bill payments
Store money securely in your wallet, no fee charged
Wallet transfers to any bank account across Nigeria
Earn up 26% interest on investments.
Aella loan app download
Now that you have fully understand how the Aella loan app works, the next thing is to download the app and get it installed on your mobile phone, so as to explore further and start making use of the app product and services.
In this section, I will provide you with the direct link to download the app from Google play store.
Name Aella credit loan app
Version Latest Version
Service Loan Provider
Aella loan APK
In this section, I am goiy to provide you with the aella credit APK, so as to make the download process so easier for you. If you’re not used to the Play store, then you will be able to download the APK version without stress.
Name Aella loan APK
Version Latest Version
Service Loan Provider
Privacy and Permissions
Aella respects your privacy and promised to be committed to protecting your Personally Identifiable Information (PII) that may be collected through your use of Aella website or mobile application or in applying for or receiving any of aella products or services.
With your permission, Aella credit access some data on your device for proper identity verification, loan eligibility determination and some other legitimate purposes.
Aella credit website: https://aellaapp.com
Aella loan customer care number
You can always reach Aella at [email protected] or through the in-app chat, and the customer service team will be on hand to assist you as quickly as possible
Aella Instagram handle: @Aellaapp
Aella twitter handle: @Aella
Conclusion: Aella loan app is a multipurpose app that allows you to save and get interest, pay bills, buy Airtime, have access to health care and still be able to apply for a loan all in one place. With the detailed information provided in this guide, I am sure you have full understanding on how the app works and how to have access to it’s product and services.