Gocash loan app download is the detailed guide on how to download gocash loan APK, which will not only reveal how to download the app alone, but also shows you all you need to know about the app and how you can make use of the app.
In our previous guide, I revealed to you how easemoni loan app and easycredit loan app works, today, our main aim is to explore another loan app in Nigeria, which is popularly known as gocash loan app and to make sure this guide covers all you need to know about the app.
This guide will show you how to apply for a loan on gocash loan APK, how to repay loan, how to get the gocash customer care number, the gocash interest rate, loan range, requirements and it’s detailed review the will help you to know if gocash loan is legit or not.
Table of Contents
About Gocash Loan App
Gocash loan app as it’s name implies is a loan application in Nigeria, which allows you to get a loan at the comfort of your home and without the need of collateral.
With gocash loan app, you will be able to request for an easy loan between 5,000 and 300,000 and get the money paid directly to your Nigeria bank account after which your loan application has been approved.
Gocash Loan Interest Rate
The first thing to look for in a loan application is their interest rate, each loan application have their interest rate and the interest rate of one application is different from that of others.
When a loan application borrows you money, you are going to pay back with an interest, and it will be a very smart move to know the interest rate of a loan app so as to know if you will be able to apply for a loan on the app or check the next door.
In this section of gocash loan app download, I will be giving you the breakdown of the gocash interest rate with an example to make you understand fully, how the interest works.
Loan period: gocash will require your repayment from 91 days to 365 days.
Loan amount: the amount of loan you can request from gocash range between NGN 5,000 to NGN 300,000 as stated in the about section.
Loan interest: ranges from 4.5% – 34% with an equivalent monthly interest of 3% – 29% and APR of 29% – 365%.
For example: If you choose a 6-month loan and borrow NGN 1,000, GOCASH charges an interest rate of 4.4% per month. And the interest rate is 26.4%, we would charge you GNN 263 as interest of 6-month repayment period. Total amount of repayment is NGN 1,263.
Gocash Loan Requirements
A lot of people do complain about the app rejecting their loan application in different occasions and this is because they didn’t meet up with the requirements for gocash loan.
In most cases, your chances of getting a loan approval starts from the points of registration.
Below are the basic requirements you must have before applying for a loan on gocash.
- You must be a Nigerian and reside in Nigeria.
- You must be 20 – 55 years old.
- You must have AA good source of income, this will enable the review team to determine the amount of loan you will be able to qualify for.
- You must provide valid information during the registration. When you are registring on the app, don’t just type for typing sake when any of your basic information is required, make sure you provide valid information.
Gocash Loan Application – How To Apply For Loan On Gocash
Requesting for a loan on gocash is very simple and easy, and you have to do is to download the app and Install it on your mobile phone. The link to download the app will be provided in the later part of this guide.
Upon getting the app installed on your mobile phone, open the app and register an account with a valid phone number select the product you will like to apply for and fill out your basic information.
Submit your loan application and wait for the loan review to complete. If your loan application is approved, you will receive your loan straight into your Nigeria bank account.
Gocash Loan Registration
To register on the app, simply download the app from the link below, install and open the app. You will see an option to sign up for an account, click on it and provide the necessary information.
Your account will be created immediately and you will be able to have access to all gocash product and services.
To login back to your gocash Account after which you have closed the application, all you have to do is to reopen the app and you will be redirected to your account dashboard if your session hasn’t expired yet.
If your login session has expired, your login login details will be requested for, simply provide the required details to have access your account again.
Gocash Loan Customer Care Number
If eventually you encounter any issue on the app, the best thing is to contact the gocash customer service and they will help you with the solution as soon as possible.
Below are the available means to get in touch with the go cash loan app customer care service:
– Facebook: www.facebook.com/pg/Gocash-114139767106693/
– Email: [email protected]
– Address：Venia Business Hub,plot,8providence street,Lekki Phase1,Lagos.
Gocash Loan APK Download
Having gone through the detailed information on all you need to know about the app, it’s the best time you download and install the app, so as to register for an account, explore the app product and services and have better understanding on how the app works.
In this section, I am going to provide you with the direct link to gocash loan APK Download and you will be able to install it without stress.
Name Gocash Loan APK
Version Latest Version
Service Loan Provider
Gocash Loan App Download
Having gotten the direct link to download the APK version of the app, we will also provide you with the link to download the app directly from play store, this will allow you to choose the one that is convenient for you amongst the two different versions.
This is to increase the flexibility of getting the app installed on your phone and ensure that you’re able to install the app if it happens that you have interest in their product and services.
Name Gocash Loan App Download
Version Latest Version
Service Loan Provider
Gocash Loan Review
In this section, I will be giving you the detailed Review on the app and help you to take the right decision towards if the app is legit or not.
Gocash loan app has gotten more than 1,000,000 (one million) downloads since it’s lunch, giving a positive impression that people love it and that’s why the number of their users keeps increasing everyday.
Above all, the app has managed to get 4.7 overall star rating on Google play store, which is the most important green light as it comprises if what people are saying about the app.
Below are few section from what people are saying about the app on Google play store:
Lynlea Chetwind says “Love this app and it’s perks and their customer service! I’ve recommended to a few friends. It’s surely been a lifesaver when I needed it most. I also love the tip jar option they’ve added! It’s been a godsend for someone like me who can’t ever seem to building a savings because I live too paycheck to paycheck. As a single mother this app helped me feed my child a time or two. They’re very upfront, no hidden surprises that bite you in the arse later. Forthcoming and helpful”.
Eby Chuks says “Not bad. Loan application and disbursement is almost instantaneous apart from the first time i applied where it took them a few days to approve and disburse the loan. No issues with them so far and I’ve used them for like 4 months now. Only snag is interest rate is too high and duration is low. Work on both and I’ll give a 5 star.
Frances Onaku-Duluora says “I feel this is the only place I can make a complaint about this app since all contacts including e-mail have not replied back to the messages I sent them. My repayment is tomorrow and they started sending me messages since yesterday. The repayment app isn’t working. How then do I make a repayment as well as send proof? Is it through the air? Please do check your mails and reply me and stop frustrating your customers. You need to find a convenient way for repayment please”.
Ugo Ibeawuchi says “This loan app is horrible. I was still within my due date and they broadcasted to my contacts that I’m a scam who do not want to pay back loan and the late payment was because their app won’t go thru. Now, I initiated a payment on my recent due date(yesterday) and it failed twice. I went to do direct transfer, sent the proof to their agent disturbing me, yet early hrs of this morning, they took more money than was due and the agent is not responding anymore”.
Mcdonald Bunda says “I used this app for about three months. At first it was great! Took money out exactly when I got paid, and every time my account went under a 100-it would put money in there to save me.
Sounds too good to be true right? YOURE RIGH! So, one time it decided to take out what I owed them 2 days early for some reason! So I was charged 35 NGNS from my bank because the money was in there-then my automatics drafts that were already set up to come out came out, and I was hit with even more charges from my bank.
When it was all said and done-i was 800 IN THE HOLE and when I got paid on Friday, gocash tried to take out the money they just took out 2 days ago! I wrote and complained and asked for the money back they owed me plus my charges from my bank they should cover too I feel like-it’s only fair!
I sent the a screen shot and told them they are NOT allowed to touch my account ever again and I am not interested in doing business with them! Of course I have yet to get any kind of compensation back and they keep saying “they are looking into it” it’s been a month now since the incident so I’m writing this off as a lost cause. You’ve been warned everyone”.
Aolanis Drawmer says “I’ve been so thankful to have the benefit of this app. There have been a couple times when a bill or two hit and wiped me down to a few NGNs. This app gave me access to funds quickly and fairly, where I was able to get gas or food until my payday. It’s also helped me to save money with the tip jar addition. Whenever Ive had any issues, customer service was able to support me and clear the issues within minutes. Very professional and very kind”.
Is Gocash Loan Legit
The review so far as shown that they are legit in their own way as a loan app but it’s obvious that they lack customer care support as this has been the most mentioned area from the complaints gotten from people so far.
Also, if you must use the app, make sure you find all means to repay your outstanding on time in order to avoid unnecessary drama that might cause some embarrassment and as well as illegal charges on your account.
Gocash Loan Repayment – How To Repay Your Outstanding Loan
In order to repay your loan, simply open the app and navigate to the loan section of the app, you will see the due date of your loan and the repayment button.
If you’re ready to repay the loan, simply click on the repay button and you will be taken to the Repayment page, select the repayment method that is best and convenient for you. Follow the prompts to complete the transaction.
Once again, always repay your loan earlier if you must use the app. Make the repayment, at least, 5 days to the due date.
Conclusion: Above are all you need to know about the go cash loan app and with the detailed information revealed in this gocash loan app download, you should have fully understand how the app works and how to make use of the app product and services properly.