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How To Open A PayPal Account That Can Send And Receive Money In Nigeria

Lesotho PayPal account

PayPal account is an electronic account, which can be used to send money, receive money and make payment for online transactions.

As we all known that Nigerians are currently restricted from creating a PayPal Account that can send and receive funds.

Nigerians can only buy goods Online with their PayPal funds or send it to someone, but cannot receive money from international platforms or withdraw it.

But I am glad to inform you that there is now a way out, Nigerians can now send and receive money to their respective PayPal account without stress.

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The method to be discussed in this article is Lesotho PayPal which is very simple to create and you will get your own valid PayPal account within few minutes.

If you have been following this blog, you will know that one of the main aim of this blog is to teach you how to make money online without stress, but based on the systems that we have reviewed so far, people have to cash out their earned cash using PayPal account and this restrict some people from exploring some opportunities that been discussed, such as vindale research, BuzzBreak App, Mobrog and others.

However, we look forward to review and bring many opportunities that pays directly to your PayPal account, and in order to remove any form of restriction from making use of these opportunities, I will explain in details, how you can create a verified PayPal account that can send an receive money in Nigeria.

If you check the picture below very well you will see that there are some transaction their, which includes withdrawing cash to card.

Credit and debit transactions on a Nigeria PayPal account

To create PayPal account in Nigeria is very simple, if you follow the instructions invthis article.

Without father ado, below are the steps involved in creating a verified PayPal account that can send and receive funds in Nigeria.

How To Create A PayPal Account That Can Send And Receive Money In Nigeria

As it has been stated above, the method to be discussed in this article is lesotho PayPal method, so follow the instructions below to create your own lesotho PayPal account with ease.

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Step 1: Copy this URL ( https://www.paypal.com/ls/webapps/mpp/merchant ) and paste it in your browser address bar, or click HERE and you will be redirected to the Lesotho PayPal website. Scroll down and check to make sure that there is Lesotho country logo at the bottom of the page.

NOTE: Make sure that you always use this URL to login after which you have created the Lesotho PayPal account.

Step 2: After which you have taken the step in the step 1 above, you will be taken to a page shown below, then click on “GET STARTED” to create a business PayPal account.

Getting started to create a PayPal account

Step 3: You will be asked for your email address, make sure you enter a valid email address.

NOTE: Make sure you use Gmail or custom email, do not use a Yahoo mail.

Step 4: You will be asked for your personal information on the next page, make sure you enter them correctly.

Enter your valid email address, password, business name, the business name can be any name you can use your name in the place of the business name, I used legitmoneyzone as my own business name, so choose yours and proceed, Enter your phone number.

NOTE: make sure you changed the country to Nigeria and input your Nigeria phone number  e.g 8128333856 ( do not start with +234 and omit 0 also)

Enter your your business address, it can be your home address and others just make sure it’s valid. Enter the name of your city/town and proceed to the next step

How to input your phone number while creating a PayPal account

Leave your primary currency  as US dollars, agree to their terms and conditions and click on agree and continue.

Step 5: After which you have Click on agree and continue, they will ask you more about your business, kindly select INDIVIDUAL.

Type of business to select while creating a PayPal account in Nigeria

Step 6: You will be redirected to account holders information page where you will be required to verify who you are.

Kindly Choose Nigeria as your Nationality and input your National ID card number in the required area or use other options like Driver’s license and others just make sure you enter the number of any identity document that you wanted to use.

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Choose your date of birth and click on submit.

A verification mail will be sent to your email address the you used while registering, kindly check the notification on your PayPal account and verify your email address by clicking on the link attached to the mail that PayPal sent to your email.

That’s all, you have created a Lesotho PayPal account that can send and receive funds in Nigeria.

With this Lesotho PayPal account that you have created, you can receive funds and sell it for cash to those who are willing to buy.

But how can you withdraw the PayPal funds directly to your Nigeria bank account, the information is provided below

How To Withdraw PayPal funds directly to Nigeria bank account

In order to withdraw your PayPal funds to your Nigeria bank account, you have to verify your Lesotho PayPal account by Linking and ATM card to the PayPal account.
All the information needed to link your card to your Lesotho PayPal account will be provided here.

As I have said earlier that you will need to Link your card to your Lesotho PayPal account before you can withdraw your funds in Nigeria. You cannot just link an ordinary card to the Lesotho PayPal account, it won’t work.

You have to link a card that can perform credit transaction, in this article I will recommend you to use Africard to verify your Lesotho PayPal account.

How can I get an Africard?

To get an Africard is very simple, all you have to do is to go to the nearest UBA bank and request for one. Note that it’s not a must that you have UBA account before you can own an Africard, Africard is a stand alone card and you can request for it at anytime either you’re using a UBA bank or not.

To get an Africard, you have to go along with your NEPA bill, a valid ID card and passport photograph.

Make sure you tell the UBA customer care representative in charge that you want the Africard to ” NGN Internationally high”
That all, an Africard will be issued to you instantly for free of charge, but you have to deposit any amount of money to activate the card.

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Now that you have get an Africard you might be thinking on how to link the card with your lesotho PayPal account, don’t worry just check the info below.

How To Link An Africard To A Lesotho PayPal account

Linking an Africard to your Lesotho PayPal account is very simple and easier, just follow the steps below and you will be done in no time.

Step 1: Make sure you have at least N1,500 on your Africard.

Step 2: Login to your Lesotho PayPal account and click on ” link a debit card.

Step 3: Enter your card details appropriately and click done, at this point a sum of $1 will be deducted from your card, this means you have successfully Link your card.

Step 4: Click on verify debit card and another $2 will be deducted, at this point you will see a prompt that is asking you to input a code sent to you.

Step 5: Now check the debit alert sent to you on Africard, within the debit alert details you will see something like  PP*4576CODE, it means 4576 is the code requested for, now input the code in the space provided in your Lesotho PayPal account and you will receive a message as shown below

How To upgrade your PayPal account limit

Wait for maximum of 3days for your money to be refunded.

That’s all, you can now withdraw your PayPal funds in Nigeria .

Hope you found this article helpful, if you have any question, drop it in the comment box below.

How To Keep Your PayPal Account Safe And Active

Now that you have create a valid PayPal account that can send and receive money in Nigeria, you must Fully understand that to create PayPal account in Nigeria is one thing and to keep it safe and avoid PayPal problem in all ramifications is another thing. And this another thing is what is mostly important.

On this note, I have provide you with some detailed guides on things you should know about PayPal, what can lead your account to barn and how to avoid them. Above all, I have identified a major problem that all PayPal users do face and how to get rid of this problem.

Must read guide to keep your PayPal Safe:

1. Reasons why PayPal hold funds and possible solutions

2. Smart ways to avoid PayPal account limitation

3. How to bypass PayPal phone number verification

4. How to release a fund held by PayPal

Don’t forget to share this post with your friends by hitting any of the social share button below.

Thanks for reading and sharing!!!


  1. This tutorial really work for me i was able to withdraw my fund directly into my nigeria bank account at a very sweet rate

    thanks to admin for sharing this valuable information

  2. Thanks a lot for the information, you're doing a great job more grease to your elbows.
    I have opened PayPal Nigeria with my informations can I still use it for Losetho PayPal.

  3. I guess you wanted to ask how to withdraw from PayPal to africard, just login to your PayPal account and click on withdraw fund.

    Africard is an ATM itself and once fund vis available on it, you can withdraw it via any machine.

  4. If it's visa, you can try using it. But don't use verve.

    You can try to go to the nearest branch of uba to get the africard when you're free and this will be the best option. You can receive funds with the PayPal pending the time you will get a card to verify it.

  5. Wow admin I find this article very helpful. Thanks a lot.
    But can I receive money in my unverified paypal account then later when I get the Africard I can then verify and withdraw the money in it?

  6. Yes, you can receive money with it and verify it later, but don't send huge amount to it without verification.

    I am glad that you found the article helpful. 👍

  7. Thanks Browsingtechzone for these vital information.
    I was at the Bank, by my mistake l was issued Africard in Dollar which l have to activate with$50.
    Can this Dollar card be linked to my PayPal and perform the same function, or do l have to return it for NIG internationally high.What's the difference.
    Best regards.

  8. The difference is that the $ africard is in dollar nomination and cannot be used for withdrawal but can be for verification while the Naira Africard is in Naira denomination and can be used for both verification and withdrawal.

  9. Oladimeji
    I really appreciate you for sharing this priceless piece of information. However, I would like to ask the following questions:

    1. Is it this Africacard I will be using to receive and withdraw money from PayPal because it is an ATM card?

    2. How do I link the card to my bank account to receive and withdraw money?

    You can kindly reply me at [email protected]

    Thank you

    Thank you

  10. Hi oladimeji!

    If you're to withdraw from your PayPal account, the money will be withdrawn to your Africard directly and you don't need to Link africard to any other bank as it's a stand alone card itself in affiliation with UBA.

    The withdrawal process is as simple as:

    1. Withdraw From PayPal to your Africard and

    2. Use your Africard to withdraw cash from any atm machine across the country.

  11. Please can you explain the linking card part cos I only saw visa MasterCard and others no Africard can I use these two and how please

  12. Have successfully open a PayPal account but on the link card is only four options there visa MasterCard America express and discover no Africard

  13. Thanks for this smart guide. I have successfully closed my former PayPal account and opened another with your link and today I got my uba prepaid visa card. Hoping to verify my PayPal account successfully with it. God bless you plenty…

  14. Please I have 2 questions
    1. Can I use a Zenith Bank
    2. Can I receive money from other countries(Europe/Asia… Others)

  15. Please I have 2 questions regarding the PayPal account
    1. Can I use a Zenith Bank
    2. Can I receive money from other countries(Europe/Asia… Others)

  16. Thanks Admin, you said we should have minimum of #1500 in our AfriCard that we just get.. How do we send money to the AfriCard to have 1500 in it.

  17. Please I am confused, I went to the bank to get an Afri-card and they asked me if it was dollars or naira I said dollars Africard. In ur post you said we can use Naira Africard to withdraw Dollars from PayPal, And since I now have dollar Africard can’t I use it to withdraw from PayPal? Since the funds in the PAYPAL is dollars

  18. An outstanding share! I have just forwarded this onto a colleague who has been conducting a little research on this. And he actually ordered me dinner due to the fact that I discovered it for him… lol. So allow me to reword this…. Thank YOU for the meal!! But yeah, thanks for spending the time to talk about this matter here on your web page.

  19. the article is okay but when i want to link the card it says “link a credit card” is the AFRICARD a debit or credit card? or can we use it like that?

  20. So I followed your instructions up to the last, and it worked, though I used my access bank visa card. But when I tried confirming the card. They debit $1.95 (which should be refunded right?), and I didn’t see any code in the alert. And it went on to send me an email saying my withdrawal limit has been lifted without me entering a code. But it is still asking for the code to confirm anytime I log in … What can you say to this pls?

  21. Please I need your help, I am finding it difficult to withdraw to my africard, I have 10$ in my paypal account and it’s telling me that the amount I enter is lesser than the minimum and I just wanted to withdraw 9$, please what should I do in this case and what is the minimum???

    • Minimum withdrawal is $10 and I won’t advise you to withdraw such amount to your card, cause, there is a withdrawal charges of $5 regardless of how much you want to withdraw.

  22. Hello
    please I am a bit confused. i just created an account and just received a mail saying “you have successfully lifted your PayPal withdrawal limit”. but I haven’t linked my card yet.
    Also, you said debit card but it’s written “credit card”, no debit card option. should I go ahead with it or there’s a solution?
    Lastly, can we send funds to someone else without linking our cards?

    • There’s I nothing wrong with all the narratives, it’s even makes your account more reliable.

      Regarding sending money without linking card, you can do that but make sure you read our suggested must read Posts attached to the guide.

  23. Hello bro
    I really appreciate your explanation and details
    But I just successfully created an account using your link and details

    And I received money to it which means the Account was verified
    But I’m trying to send funds to another paypal account
    But it says I need to verify my phone number before I can send
    And it is only bringing lesotho country code in the number option
    How can I do this?

      • I used my nigeria number
        And it was accepted
        Because I choose nigeria Country code and I input my phone number

        But it’s only bringing lesotho country code when I want to transfer and telling me to verify before I can transfer

  24. Please am confused here,is the Africans a debit or credit card?and also when we choose visa can we still use the Africans in that option or any bank Visa card?

  25. Will does survey company pays the survey payment to my PayPal using friends & family option? So that it will not affect my Lesotho PayPal account

  26. I have been trying the link to sign up the PayPal but it’s so unfortunate bro..the link was not going through
    It will just been loading and loading is there a fit about that

  27. I choose for the place that says business type I choose individual the are asking me to put product or service keyword

  28. Good afternoon… I followed the steps in registering for a PayPal account…
    And I just filled my name and address with phone number and got the error message “something went wrong” instantly.
    Next thing, I got this mail saying I should verify my identity with an ID card

  29. Good morning pls how much is uba dollar to naira rate using the africard?
    I already created a PayPal using a Dubai link, should I use that one or not?

  30. Good morning, pls I already opened a Dubai PayPal account, but I have not linked card to it, should I leave it and open Lesotho?, If yes won’t PayPal notice I already have an account
    Again how much is UBA dollar to naira rate?

  31. I followed instructions but there was no space to choose whether a personal account or business account, it automatically opened business account for me

  32. I followed all the instructions and I got a mail that my account is limited unless I provide some informations to confirm I clicked the link and followed the instruction which says I should provide a valid ID and a picture of it which I sent but when I checked my mail i got a message from PayPal that I can no longer use PayPal

  33. 1.Can I now open in PayPal app after successful registration?
    2.I can’t find a withdrawal option direct to my card so where can I see it.. though no funds is on it and that’s why I have kept the funds pending due to I haven’t seen the withdrawal option direct to my card.. please help?
    3.seems like there are two types of apps PayPal business and normal PayPal ..and from your registration link it’s PayPal business..so which am I going to download?

  34. Good day.

    1. Please, I’d getting UBA Africard still Free?

    2. Do you have any other way a person can withdraw PayPal fund without the Africard?

  35. Good day
    Please can I open with the app after successful registration?
    And also which is recommended to use PayPal business app or normal PayPal (family & friends)?

  36. My question is can I use any other visa card aside the africard……. I mean like firstbank visa card and add it to my PayPal account

  37. Thanks boss , I actually watched a YouTube video on a step by step guide on how to open it from (African Giants YT channel) and it worked that why I have to question you about it sire 🙏 buh all I have to say is thank you 🙏🙏🏻🙏

  38. I came across a video on YouTube,the guy in the video said if someone receives a fund above 200 dollars one will have to reverify his account again if the PayPal was open using the above method,pls how true is this

  39. Good day, pls I opened the PayPal account using the above method and it worked gotten first payment with it and as well have verified with Uba prepaid card only to try login to the account and it’s says ‘notice an unusual activity’ click next for verification. When I click next it says sorry can’t very it’s you.. what should I do….. And can I use the card for another PayPal account

  40. PayPal are too mean. They didn’t allow me log in after accumulating $30 always telling me they can’t verify it is me and they didn’t give me an option to verify

  41. What’s the way out, I’m redirected back to Nigeria PayPal registration link, what’s the way out. I clicked the Lesotho link provided but was redirected back and I don’t even see any logo. Besides, which vpn matches Lesotho

  42. Hello admin, Thanks for this guide, however I had some question I want to ask.
    1. Is this guide still working in creating the PayPal acct at moment.
    2. Does the Africard expired, And what is the dollar to naira rate of this PayPal acct
    3. Which survey website do you suggest trying that is still paying? Thanks

  43. It is so amazing that I am now a PayPal account ownern after so many years of the struggle to open and own one.
    May God increase you differently.
    Thanks slot!

  44. Good day to you and well done for the good work and priceless information you are sharing for free. However, I have few questions to ask:
    1. In the December Nigeria banks issued a guideline prohibiting the use of Naira card for International transactions. I s this applicable to Africard?

    2. I initially opened a PayPay account with the first guide you gave us before this update and linked an Africard. It worked then, but the account was later blocked. I want to open a new PayPal account with this new guide. Can I load and link the same card or get another one?

    3. I have opened about 2 accounts which have been blocked. In fact the response I received from PayPal was that I can no longer use PayPal. I want to open a new account with this new guide. Is it possible?

    I shall be looking forward to your prompt response

    Thank you

  45. Thank you for taking your time to give us this exceptional tutorial. What is the update on this issue of PayPal account that can receive and send money? How can I still verify with the Naira Visa Card?

    I was trying to link my Geegpay account to PayPal with my Dubai PayPal Account but got blocked. How can I do this successfully?
    Can I use one Visa Card to verify another PayPal account I open? Which method did you use that is still working for you till date, particularly when the Lesotho method is having issues.
    Looking forward to hearing from you.
    Thank you

  46. Hello bro, I have opened the Lesotho paypal account but as i am trying to link my africard it keeps telling me “Your card was declined by the issuing bank please try a different card or contact your card issuer with questions”

  47. Thanks bro for this, But i have opened the Lesotho account and collected the NGN afri card but i am finding it hard to link it. It keeps telling me to contact my bank

  48. Hi sir,
    Can we use Chipper dollar card instead of Africard

    Can i use the the paypal to from zap survey and other dollar surveys

  49. Hello, I believe this post is over 3 years old but I wish to know if there is an updated method of creating a Lesotho PayPal account because when I opened the link you posted most of it are different from the photo you attached.



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