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How To Check Zenith Bank Account Balance Without ATM Card

How to check Zenith bank account balance without ATM card

Zenith bank is one of fastest growing bank in Nigeria and in this detailed guide I will be showing you how to check Zenith Bank account balance without ATM card. After reading this complete guide, you won’t have any option to be stranded whenever you want to check your Zenith bank account balance, even without your ATM card.

There are lots of things that will prompts you to check your account balance at any point in time and even if you’re the type that do go around with your ATM card, you will not be looking for an ATM machine purposely because you want to check your Zenith bank account balance and hence, there is need for means to check your account balance without your ATM card.

Today, I will be providing you with all the possible ways to check your Zenith bank account balance without your ATM and it will be easy for you to go through the different methods that will be provided in the guide and choose the one that is best for you.

Also Read: How To Increase Your Daily Transfer Limit On Zenith Bank

Why Do I Need To Check My Zenith Bank Account Without ATM Card

I believe this might be bothering some individuals but if you follow this guide from the beginning, I have stated it already that there are lots of reasons that might prompt you to check your account balance in the absence of your ATM card.

Sometimes you might be expecting a credit alert which your bank might refused to send to you on time and in other to confirm the transaction, you will need to check your account balance and most of the time, it won’t be ideal to be making use of your ATM card each time you want to check your account balance as a Zenith bank customer.

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Apart from trying to confirm one one two transactions, it’s very good to monitor you bank account time to time and the best way to do this is to be checking your account balance and this will help you to authenticate your account status for a particular period of time.

Without further ado, let’s proceed to the main purpose of this guide, which is to show you how to check your Zenith bank account balance without your ATM card.

How To Check Zenith Bank Account Balance On Your Phone

As it has been outlined at the begging of this guide, there are two major ways to check your account balance with just your mobile phone and I am going to explain the two ways in details in this step by step guide. Amongst the two ways to check your Zenith account balance on your phone, one required internet access while the other did not. Below is the detailed explanation on the two available methods;

Dialing USSD Code – Code To Check Zenith Bank Account Balance

There is no mobile phone specification for this method, any type of mobile phone can be used to check your Zenith bank account balance and with the use of USSD code.

However for you to use this method, you must be sure that the sim card in your phone is the one linked to your bank account. Having checked and confirmed that the sim card inserted in your phone is the Same Sim card linked to your Zenith bank account, follow the instructions below to check your account balance with USSD code;

  • Open your phone dial pad and dial *996#
  • Make sure you dialed the code with the sim card linked with your Zenith bank account.
  • Proceed to quick banking and you will be told to activate your phone for quick banking.
  • Follow the prompts and provide all the required information till you’re able to set your 4 digits PIN.
  • Once you choose a four digits PIN. That’s all.
  • You have activate your phone for quick banking and whenever you want to check your Zenith bank account balance, all you have to do is to dial *966*00# and your account balance will be displayed to you.
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Note that the step above is for those that are using the zenith Bank USSD code for the first time, if you have once perform a transaction with USSD code, all you have to do to check your account balance is to dial *966*00#.

Zenith Bank Mobile App – How To Check Your Zenith Bank Account Balance On Zenith Mobile App

This is is the second method to check your account balance without your ATM card and with with the use of the Zenith Mobile app, you can do a lot of things aside from checking your account balance but let’s keep that discussion for another day and stick with the main purpose of this guide, which is to show you how to check Zenith bank account balance without ATM card.

For you to make use of this method in checking your account balance on Zenith app, you must have and Android phone of 4.0 and above, a moderately strong internet connection and activate data subscription to be able to connect to the internet. Once you have all the requirements, follow the instructions below:

  • Download Zenith Mobile app from Google play store.
  • Install and open the app.
  • Click on the Register button and enter your account number.
  • You will be asked to choose a means of registration between, OTP, debit card or with the use of hardware token.
  • Choose a registration method that is convenient for you the most.
  • Set a unique password for your mobile app security and set a transaction PIN.
  • Once done, you will be redirected to your dashboard and you will be able to see your account balance and other necessary information.
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In case you have the app installed on your phone before reading this guide, all you have to do is to open the app and check your account balance without any form of stress.

Conclusion: It’s very important for every Zenith bank account owner to know how to check Zenith bank account balance without ATM, so that you will be able to know your account balance regularly and I this will greatly help you in financial decisions making.

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