First City Momentum Bank is one of the Nigeria banks that offer financial services and related products, in this complete guide, I am going to show you all you need to know about the FCMB transfer code with detailed guide on how to use the FCMB code for transactions without any issue.
If you didn’t forget, FCMB once come up with a promotional offer, rewarding all the new registered members with a whopping sum of 1000 naira for free and which a lot of our followers take part in it before it comes to an end.
With the fact that we shared the promotional offer with our readers on browsingtechzone, the number of FCMB Account holders among our followers has increased and this prompt us to release this detailed guide explaining all you need to know about the FCMB transfer code and how to use it to make your banking transactions seamlessly easy and that of the general public.
Table of Contents
First City Momentum Bank (FCMB) Limited is part of the FCMB group plc, which is one of the leading financial service institutions in Nigeria with subsidiaries that are market leaders in their respective segments.
As contained in the FCMB about page, it expect to continue to distinguish itself by delivering exceptional services, while enhancing the growth and achievement of the personal and business aspirations of it’s customers.
What Is FCMB Transfer Code? How Do I Register For USSD FCMB
FCMB transfer code is a special USSD code for offline banking, which can be used for all FCMB account holders to complete some basic transactions on their mobile phone without the need of Internet connection or airtime, it makes banking experience seamlessly easy, just as that of UBA transfer code and others.
With the FCMB USSD code, you can transfer money from FCMB to other banks, you can buy airtime for yourself and others, you can make your bank account enquiry, you can pay utility bills and others, all at the comfort of your home or anywhere you might be.
The official FCMB transfer code is *329# but however, before you can start performing transactions with the FCMB USSD code, you will have bro register and activate your phone number for the FCMB USSD banking, which I am going to explain to you in details, in the later part of this guide.
Why Do I Need FCMB USSD Code
There are lots of reasons why you need the first City Momentum Bank transfer code as it entails a lot of features and alongside with benefits that are not available on other banking channels and if they would be available, it won’t be as easier as that of the USSD code banking.
In this section, I am going to outlined the basic features and alongside with the benefits of FCMB transfer code, simply Check the list below:
- It makes transactions seamlessly easy.
- Internet connection is not required.
- You don’t need to have airtime or data on your phone before you can use the USSD code banking for transactions.
- Both smart phone and feature phones can be used to perform transactions with the FCMB code.
- You can transfer money without ATM card.
- You can buy airtime for yourself and others.
- You can check your account balance and as well as the statement of your account.
- You can block and unblock your debit card.
- And other self services.
How To Register FCMB Transfer Code
As it has been stated in the earlier part of this guide, you will have to register your account for the FCMB USSD code banking before you can start using it and in this section, I am going to explain to you in details, how to register and activate the FCMB USSD code.
To register and activate your sim card for FCMB transfer code, simply dial *389*214# from the registered Phone number, you will be taken to an option menu containing three options, which are; activate with ATM card, activate with account and activate with Mwallet.
Simply reply with two to select activate with account, enter your account number and you have successfully registered for USSD code banking, you will be asked for a four digits PIN set-up, use a unique four digits PIN that you will be able to remember at any point in time as you will need this code for proper authentication at anytime you initiate a transaction.
However, if you’re unable to see any prompts to set four digits PIN during the registration, simply dial *389*214# again and select security at this time, select change PIN and enter default PIN, then set your new PIN.
FCMB Transfer Code To Another Bank – How To Transfer Money From FCMB To Another Bank
As it has been stated in the earlier part of this guide that you can use the FCMB USSD code to transfer from your first City Momentum Bank account to another bank in Nigeria, in this guide I will show you how to do that in just few clicks.
To send money from first City Momentum Bank (FCMB) account to another bank simply dial *329*amount*recipient account number# and authenticate the transaction with your four digits transfer PIN.
You can follow the same instructions above if you intend to send money from FCMB account to another FCMB account.
How To Buy Airtime From FCMB Via USSD Code
With the first City Momentum Bank USSD Code, you can easily buy airtime for yourself and others and the transaction only take few seconds.
To buy airtime for yourself, simply dial *329*amount#. For example, if you want to buy 200 airtime for yourself, simply dial *329*200# from the Sim card registered with your account number.
To buy airtime for others, simply dial *329*amount*reciepient Phone number#. For example, if the phone number of your friends or family you want to buy Airtime for is 08012345678 and you want to recharge 200 naira airtime for them, simply dial *329*200*08012345678# and complete the transaction by entering your four digits transfer PIN.
*329# FCMB Self Service
As it has been outlined in the FCMB transfer code features and benefits section of this guide, I will be listing the type of self services that are available on on the first City Momentum Bank code.
Below is the the detailed information on how to access the FCMB self service menus alongside with the list of options that are available.
Simply dial *329# and reply with 8 on the next screen to select self service. You will be redirected to the self service menus, simply:
- Enter 1 to change transfer PIN.
- Enter 2 to reset transfer PIN.
- Enter 3 to increase transaction limit.
- Enter 4 to block your card.
- Enter 5 to block your account.
- Enter 6 to link your bank verification number to your FCMB account.
- Enter 7 to enable or disable transactions.
How To Increase/Limit Transfer Limit
You transfer limit on FCMB USSD code banking is limited to 20,000 naira/transaction but that is not a problem in anyway as an option to increase the transfer limit has been made available for you.
To increase your FCMB transfer limit, simply dial *329# and enter 8 to select self service, reply with 3 on the next screen to select increase/limit transfer and set your new limit and complete the transaction by entering your four digits transfer PIN.
However, if you think your current transfer limit is to high and you will like to limit it, simply follow the same instructions above to limit your transfer limit.
How To Unblock FCMB Account
If you FCMB account is blocked due to one reason or the other, you will have to visit the nearest branch of the bank as this action is a sensitive one and needs your physical appearance at the bank with your valid ID card and sometimes with utility bill.
However, you can block your account via the FCMB code but will have to visit the bank to unblock it. There are too many reasons why you can block your account, sometimes you might notice a strange transaction or probably preventing some people from gaining access to your bank account and lots more.
Note: When your account is being blocked, you will still be able to receive funds into your account but you will not be able to withdraw until you unblock it.
FCMB Code ShortCodes
To buy airtime for yourself, Dial *329*Amount#
To buy airtime for others, Dial *329*Amount*phone number#
For balance enquiry (to check your account balance), Dial *329*00#
To reset your transfer PIN, Dial *329*0#
To buy data for yourself and others, Dial *329*1*Mobile number#
For Dstv/Gotv subscription payments, Dial *329*2*Smartcard number#
To increase/reduce your transfer limit, Dial *329# and select self-service, 3 to increase/reduce transfer limit
To block debit card, Dial *329#, select self-service, select block card
To block your account Dial *329#, select self-service, select block account
For BVN linkage, Dial *329#, select self-service, select link BVN
To check your statement of account, Dial *329#, select statement, select full statement, select the duration. You will receive your statement of account in your registered email address as soon as possible.
Conclusion: FCMB transfer code is very simple and easy to use, making your transaction seamlessly easy and above all, the USSD code banking is always available for 24/7, you can have free access to it at anytime of the day or night with your smart phone or feature phones.
With the information contained in this guide, you should have gained the full insight of how the FCMB USSD code works and how to use it for various transactions without any form of problem.