Union Bank is one of the registered Nigeria banks with considerable number of customers across the country and in this guide, I will be revealing the union bank transfer code to you with the detailed instructions on how to use the code for a lot of transactions in which transferring money and airtime purchase are not left out.
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About Union Bank
Union Bank of Nigeria (UBN) was established in 1917 and it’s one of Nigeria’s long-standing and most respected financial institution in Nigeria, offering a portfolio of banking services to individuals, SMEs, commercial and corporate clients.
Union Bank have a robust geographical network comprising of more than 293 service centers and over 397 ATMs spread across Nigeria. Union bank has remained committed to helping individuals, families and business grow for nearly a century.
Also Read: How To Increase Zenith Bank Transfer Limit
What Is Union Bank Transfer Code
Union bank transfer code is a simple USSD code that allows you to seamlessly complete a lot of transactions on any mobile phone without the need of Internet connection nor airtime.
With the union bank USSD code, you can transfer money from one union bank to another, from Union bank to another bank in Nigeria, buy Airtime for yourself and others with a lot of basic transactions that might prompt you to go to bank if not for the availability of the union bank code.
The USSD code banking system is new anymore as all banks across Nigeria has introduced theirs and I doubt if there is any bank in Nigeria without the USSD code banking system. This USSD code has made it much easier and faster for everyone to perform one ore two transactions on their mobile phone f any kind.
Features Of Union Bank USSD Code Banking
• Ability to send money to other banks.
• Airtime purchase for self and others.
• Account balance enquiry.
• Open an account.
• Pay bills.
• And lots more.
How To Register For Union Bank Transfer Code
To be able to perform transactions with the union bank transfer code, you will need to activate your phone number for. USSD banking and in this section of the UBN code guide, I will be showing you how to register for the union bank of Nigeria transfer code.
Without further ado, if you want to register for the Union bank of Nigeria transfer code, all you have to do is to dial *826#, make sure you dial the code from the phone number you used to register for your Union bank account. Once you dial the code, follow prompts to complete the set up and create your four digits transfer PIN.
Make sure you use a unique four digits PIN that you will be able to remember at anytime and will not forget on the long run. Once you are able to set the four digits PIN, you have successfully registered and activate your phone number for union bank USSD code banking.
What Is Union Bank Transfer PIN
It’s a special authentication code that should be known to you alone, the code will be required each and every time you want to perform a transaction with USSD code and without the code, you will not be able to complete any transaction without the code.
However, it’s essential for you to keep the code very safe and secure so as to keep your bank account security strong. On this note, make sure you use a unique four digits that you will be able to remember at anytime as it has been stated in the earlier part of this guide while explaining how to create union bank transfer PIN.
How To Transfer Money From Union Bank To Other Banks
This is one of the aspect that people do think it’s complicated and will be somehow difficult to do with USSD code but no, it’s very simple and with the union bank transfer code, you can transfer money to any bank in Nigeria without issue, even the internet connection is not required for this transaction.
To transfer money from Union Bank of Nigeria to another bank, all you have to do is to dial *826*2*amount*recipient Account number#, enter your four digits transfer PIN to authenticate the transaction and you are done.
How To Transfer Money From Union Bank Account To Another Union Bank Account
If you want to transfer money from your own union bank account to another union bank of Nigeria account, all you have to do is to dial *826*1*amount*recipient Account number#, enter your four digits transfer PIN to authenticate the transaction and you are done.
A pop up message will be displayed to you to confirm the transaction status, followed by an SMS notification.
However, the USSD code can only be used to make transfer from your individual savings or current account and Cannot be used for transactions on corporate account, joint account, target savings and domiciliary accounts.
Also, be informed that you will be charged with N52 per transaction if you’re sending money from a union bank to another bank in Nigeria but it is free if you’re sending from UBN account to another UBN account.
How To Buy Airtime With Union Bank Transfer Code
With the union bank of Nigeria transfer code, you can buy airtime for yourself and your loved ones and in this section of how to use union bank transfer code, I will be teaching you how to buy airtime for yourself and others.
To buy Airtime for yourself with the union bank USSD code, all you have to do is to dial *826*amount# and enter your transfer PIN to authenticate the transaction. The airtime will be sent to your line immediately.
To buy airtime for others with the UBN transfer code, simply dial *826*amount*the recipient Phone number# and enter your Transfer PIN. The airtime will be sent to the targeted phone number immediately.
Union Bank USSD ShortCodes
Account balance enquiry, dial *826*4#
Airtime purchase (self), dial *826*Amount#
Airtime Purchase (third party), dual *826*Amount*3rd party mobile No#
Transfers to UBN account, dial *826*1*Amount*Account No#
Transfers to Non UBN bank accounts, dial *826*2*Amount*Account no#
Bills payment, dial *826*28*amount*userID#
Data capture after enrolment, dial *826*3*account no#
Card management (block and unblock card), dial *826*21#
Cardless withdrawal, dial *826*7*amount#
Limit increase, dial *826*8#
Data purchase, dial *826*9*amount#
Mcash, dial *826*22*merchantcode*amount#
Conclusion: Union bank transfer code has made transaction seamlessly easy for everyone and you don’t have to visit your bank branch or look for ATM machines to initiate and complete a lots of basic transactions on your mobile phone without the need for internet connection.
However, this guide has helped you with all you need to know about the union bank of Nigeria USSD code banking and you should be able to complete all the basic transactions with your mobile phone without stress.